i would hope to have my house paid off .or that my kids would have room for me so i pay more then i have to on the house payment and i show my love to my kids .

to me, besides any pension/retirement/social security plans you have,,,,,, its the best insurance to have savings,,, in several accounts,,,, these you could build up over the years,,, dont go over the federally insured amount in them,,,,,, that way, if all the others fail, its a good chance the government will keep good their promise to back the savings and the banks, they would be the last to fail i would think,,,,,,
other then money, you relationships and health are very important, develop and cultivate them now!,,, watch you diet, lay off the fats and high sodium, exercise,,,,, have yearly or twice a year medical check ups to catch any conditions even when you feel fine

Pension plans and Parent planning….. the two assets of retirement life are pension and children…. both in good shape are necessary!!!