What is the best way to save for retirement if I am a stay at home mom. What is a spousal IRA?

Posted by Dolores
I love sushi asked:


I quit my job to stay home with my daughter. But i may go back to work some day and would like to use my 401K money to continue saving for retirement in the mean time. What is the best option?

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2 Responses to “What is the best way to save for retirement if I am a stay at home mom. What is a spousal IRA?”

  1. yeeooow Says:

    Create a video blog…instantly.

    you can open an IRA or a Roth, but there are some rules and income limits.

    go to this site and it will expalin the law

    search on IRA rules and be sure you are looking a current info

  2. engineer50 Says:

    Caffeinated Content

    I would roll your old 401(k) over into an IRA. You may also be able to start a spousal IRA. See for all the rules.