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<channel>
	<title>Let's Talk About Retirement</title>
	<atom:link href="http://www.talkaboutretirement.net/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.talkaboutretirement.net</link>
	<description>Issues concerns retirement and retired living</description>
	<pubDate>Sun, 14 Mar 2010 18:13:18 +0000</pubDate>
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	<language>en</language>
			<item>
		<title>Can I take a lump sum payout for my vested union pension if I had a uncurable diagnosiousof some sort?</title>
		<link>http://www.talkaboutretirement.net/personal-finance/can-i-take-a-lump-sum-payout-for-my-vested-union-pension-if-i-had-a-uncurable-diagnosiousof-some-sort/</link>
		<comments>http://www.talkaboutretirement.net/personal-finance/can-i-take-a-lump-sum-payout-for-my-vested-union-pension-if-i-had-a-uncurable-diagnosiousof-some-sort/#comments</comments>
		<pubDate>Sun, 14 Mar 2010 18:13:18 +0000</pubDate>
		<dc:creator>Dolores</dc:creator>
		
		<category><![CDATA[Personal Finance]]></category>

		<category><![CDATA[Lump Sum Payout]]></category>

		<category><![CDATA[Uncurable]]></category>

		<guid isPermaLink="false">http://www.talkaboutretirement.net/personal-finance/can-i-take-a-lump-sum-payout-for-my-vested-union-pension-if-i-had-a-uncurable-diagnosiousof-some-sort/</guid>
		<description><![CDATA[
excavator82 asked: i have a pension , vested, and would like to know if i had a incurable conditon, if i could take a payout on my pension assuming i wont make it to collect.Create a video blog
]]></description>
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<div><em><strong>excavator82</strong> asked: </em><br/><br/><br/>i have a pension , vested, and would like to know if i had a incurable conditon, if i could take a payout on my pension assuming i wont make it to collect.<br/><br/><a href='http://mycaffeinatedcontent.com'>Create a video blog</a></div>
]]></content:encoded>
			<wfw:commentRss>http://www.talkaboutretirement.net/personal-finance/can-i-take-a-lump-sum-payout-for-my-vested-union-pension-if-i-had-a-uncurable-diagnosiousof-some-sort/feed/</wfw:commentRss>
		</item>
		<item>
		<title>How do I find out if someone has a pension plan?</title>
		<link>http://www.talkaboutretirement.net/personal-finance/how-do-i-find-out-if-someone-has-a-pension-plan/</link>
		<comments>http://www.talkaboutretirement.net/personal-finance/how-do-i-find-out-if-someone-has-a-pension-plan/#comments</comments>
		<pubDate>Sat, 13 Mar 2010 10:20:29 +0000</pubDate>
		<dc:creator>Dolores</dc:creator>
		
		<category><![CDATA[Personal Finance]]></category>

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		<description><![CDATA[
bevjack53 asked: I am trying to help my father find out if he has a pension .  He is 82 years old.  Where do I start?Create a video blog
]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/2010/02/pension28.jpg"><img src="/wp-content/uploads/2010/02/pension28.jpg" title='' alt='' /></a></div>
<div><em><strong>bevjack53</strong> asked: </em><br/><br/><br/>I am trying to help my father find out if he has a pension .  He is 82 years old.  Where do I start?<br/><br/><a href='http://mycaffeinatedcontent.com'>Create a video blog</a></div>
]]></content:encoded>
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		<item>
		<title>Why did I have to contribute to the national pension and unemployment schemes in Japan?</title>
		<link>http://www.talkaboutretirement.net/personal-finance/why-did-i-have-to-contribute-to-the-national-pension-and-unemployment-schemes-in-japan/</link>
		<comments>http://www.talkaboutretirement.net/personal-finance/why-did-i-have-to-contribute-to-the-national-pension-and-unemployment-schemes-in-japan/#comments</comments>
		<pubDate>Fri, 12 Mar 2010 05:26:59 +0000</pubDate>
		<dc:creator>Dolores</dc:creator>
		
		<category><![CDATA[Personal Finance]]></category>

		<category><![CDATA[Japan]]></category>

		<category><![CDATA[Ministry Of Education]]></category>

		<category><![CDATA[Private Pension]]></category>

		<category><![CDATA[Social Responsibility]]></category>

		<guid isPermaLink="false">http://www.talkaboutretirement.net/personal-finance/why-did-i-have-to-contribute-to-the-national-pension-and-unemployment-schemes-in-japan/</guid>
		<description><![CDATA[
Doodlebug asked: I was there on a working visa, which meant that if I became unemployed or retired, my visa would be invalid and I would have to leave. I understand paying tax - I did use some public services, walk/drive on well-lit roads etc. However, since I was ineligible to receive unemployment benefit or [...]]]></description>
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<div><em><strong>Doodlebug</strong> asked: </em><br/><br/><br/>I was there on a working visa, which meant that if I became unemployed or retired, my visa would be invalid and I would have to leave. I understand paying tax - I did use some public services, walk/drive on well-lit roads etc. However, since I was ineligible to receive unemployment benefit or pension in Japan, why did I have to pay for these from my salary?<br />
Shichido - I know it sounds like dodgy company dealings, but I wwas working for the Ministry of Education (contracted to the local Board of Education, in the Town Office) so I don&#8217;t think they were breaking the law.<br />
Joriental - I might not mind so much paying for today&#8217;s older generation if I knew I could expect the same when I retire. The truth is, I&#8217;m enrolled on a private pension scheme and I expect very little from the British (not Japanese) government once I&#8217;m old enough to retire. As for paying for Japanese pensioners - why should I, when I&#8217;m not Japanese and the terms under which I was in Japan would not have allowed me to retire and claim a pension there? That&#8217;s not wa or social responsibility, it&#8217;s exploitation.<br/><br/><a href='http://mycaffeinatedcontent.com'>Website content</a></div>
]]></content:encoded>
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		</item>
		<item>
		<title>What is bettter, work for a company with higher pay w/o pension plan. or stay where I am at?</title>
		<link>http://www.talkaboutretirement.net/personal-finance/what-is-bettter-work-for-a-company-with-higher-pay-wo-pension-plan-or-stay-where-i-am-at/</link>
		<comments>http://www.talkaboutretirement.net/personal-finance/what-is-bettter-work-for-a-company-with-higher-pay-wo-pension-plan-or-stay-where-i-am-at/#comments</comments>
		<pubDate>Fri, 12 Mar 2010 01:40:41 +0000</pubDate>
		<dc:creator>Dolores</dc:creator>
		
		<category><![CDATA[Personal Finance]]></category>

		<category><![CDATA[Job Pay]]></category>

		<category><![CDATA[Pension Plan]]></category>

		<category><![CDATA[Present Company]]></category>

		<guid isPermaLink="false">http://www.talkaboutretirement.net/personal-finance/what-is-bettter-work-for-a-company-with-higher-pay-wo-pension-plan-or-stay-where-i-am-at/</guid>
		<description><![CDATA[
randyxd asked: I have been offered a job for much higher pay, but they do not have a pension plan like my present company does. Both have 401KCaffeinated Content
]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/2010/02/pension13.jpg"><img src="/wp-content/uploads/2010/02/pension13.jpg" title='' alt='' /></a></div>
<div><em><strong>randyxd</strong> asked: </em><br/><br/><br/>I have been offered a job for much higher pay, but they do not have a pension plan like my present company does. Both have 401K<br/><br/><a href='http://mycaffeinatedcontent.com'>Caffeinated Content</a></div>
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		<item>
		<title>Can we use IRA funds to buy back pension for city government?</title>
		<link>http://www.talkaboutretirement.net/personal-finance/can-we-use-ira-funds-to-buy-back-pension-for-city-government/</link>
		<comments>http://www.talkaboutretirement.net/personal-finance/can-we-use-ira-funds-to-buy-back-pension-for-city-government/#comments</comments>
		<pubDate>Mon, 08 Mar 2010 16:40:43 +0000</pubDate>
		<dc:creator>Dolores</dc:creator>
		
		<category><![CDATA[Personal Finance]]></category>

		<category><![CDATA[City Government]]></category>

		<category><![CDATA[Ira Funds]]></category>

		<category><![CDATA[Paying Taxes]]></category>

		<category><![CDATA[Transfer Money]]></category>

		<guid isPermaLink="false">http://www.talkaboutretirement.net/personal-finance/can-we-use-ira-funds-to-buy-back-pension-for-city-government/</guid>
		<description><![CDATA[
Bonny asked: We have an IRA with sizable sum in it.  Currently, my husband is buying back several years worth of his pension since he did not initially enroll in when hired.  It is costing us almost $500 a month for the buy back, plus another $500 for the regular pension deduction. We [...]]]></description>
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<div><em><strong>Bonny</strong> asked: </em><br/><br/><br/>We have an IRA with sizable sum in it.  Currently, my husband is buying back several years worth of his pension since he did not initially enroll in when hired.  It is costing us almost $500 a month for the buy back, plus another $500 for the regular pension deduction. We still owe $20K to the buy back.  Can we transfer money from our IRA to the pension to pay off the buy back without paying taxes on it?<br/><br/><a href='http://kansieo.com'>Create a video blog&#8230;instantly.</a></div>
]]></content:encoded>
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		<title>You belong to an unusual pension plan because your retirement payments will continue forever (and will go to y?</title>
		<link>http://www.talkaboutretirement.net/personal-finance/you-belong-to-an-unusual-pension-plan-because-your-retirement-payments-will-continue-forever-and-will-go-to-y/</link>
		<comments>http://www.talkaboutretirement.net/personal-finance/you-belong-to-an-unusual-pension-plan-because-your-retirement-payments-will-continue-forever-and-will-go-to-y/#comments</comments>
		<pubDate>Mon, 08 Mar 2010 15:26:28 +0000</pubDate>
		<dc:creator>Dolores</dc:creator>
		
		<category><![CDATA[Personal Finance]]></category>

		<category><![CDATA[Descendants]]></category>

		<category><![CDATA[Present Value]]></category>

		<category><![CDATA[Retirement Payments]]></category>

		<category><![CDATA[Retirement Plan]]></category>

		<guid isPermaLink="false">http://www.talkaboutretirement.net/personal-finance/you-belong-to-an-unusual-pension-plan-because-your-retirement-payments-will-continue-forever-and-will-go-to-y/</guid>
		<description><![CDATA[
Michael K asked: You belong to an unusual pension plan because your retirement payments will continue forever (and will go to your descendants after you die).  If you will receive $30,000 per year at the end of each year starting 25 years from now, what is the present value of your retirement plan if [...]]]></description>
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<div><em><strong>Michael K</strong> asked: </em><br/><br/><br/>You belong to an unusual pension plan because your retirement payments will continue forever (and will go to your descendants after you die).  If you will receive $30,000 per year at the end of each year starting 25 years from now, what is the present value of your retirement plan if the discount rate is 5.5%?<br/><br/><a href='http://kansieo.com'>Kansieo.com</a></div>
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		<title>What is the name address and phone number for Laborers local 75 pension fund?</title>
		<link>http://www.talkaboutretirement.net/personal-finance/what-is-the-name-address-and-phone-number-for-laborers-local-75-pension-fund/</link>
		<comments>http://www.talkaboutretirement.net/personal-finance/what-is-the-name-address-and-phone-number-for-laborers-local-75-pension-fund/#comments</comments>
		<pubDate>Mon, 08 Mar 2010 05:14:11 +0000</pubDate>
		<dc:creator>Dolores</dc:creator>
		
		<category><![CDATA[Personal Finance]]></category>

		<category><![CDATA[Contact]]></category>

		<category><![CDATA[Laborers]]></category>

		<category><![CDATA[Pension Fund]]></category>

		<category><![CDATA[Phone Number]]></category>

		<guid isPermaLink="false">http://www.talkaboutretirement.net/personal-finance/what-is-the-name-address-and-phone-number-for-laborers-local-75-pension-fund/</guid>
		<description><![CDATA[
Rocker1 asked: Local 75 is in Joliet IL, I need to contact thier pension fund.Create a video blog&#8230;instantly.
]]></description>
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<div><em><strong>Rocker1</strong> asked: </em><br/><br/><br/>Local 75 is in Joliet IL, I need to contact thier pension fund.<br/><br/><a href='http://kansieo.com'>Create a video blog&#8230;instantly.</a></div>
]]></content:encoded>
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		<title>How many years paying class 1 national insurance to get state pension?</title>
		<link>http://www.talkaboutretirement.net/personal-finance/how-many-years-paying-class-1-national-insurance-to-get-state-pension/</link>
		<comments>http://www.talkaboutretirement.net/personal-finance/how-many-years-paying-class-1-national-insurance-to-get-state-pension/#comments</comments>
		<pubDate>Mon, 08 Mar 2010 01:36:09 +0000</pubDate>
		<dc:creator>Dolores</dc:creator>
		
		<category><![CDATA[Personal Finance]]></category>

		<category><![CDATA[Insurance]]></category>

		<category><![CDATA[National Insurance Contributions]]></category>

		<category><![CDATA[Salary]]></category>

		<category><![CDATA[State Pension]]></category>

		<guid isPermaLink="false">http://www.talkaboutretirement.net/personal-finance/how-many-years-paying-class-1-national-insurance-to-get-state-pension/</guid>
		<description><![CDATA[
zak asked: I have paid over 30 years of class 1 national insurance contributions (nics) and have heard that there is going to be a change in the number of qualitying years to receive a full state pension - being reduced from 44 years to 30 years.  Does this mean I will still have [...]]]></description>
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<div><em><strong>zak</strong> asked: </em><br/><br/><br/>I have paid over 30 years of class 1 national insurance contributions (nics) and have heard that there is going to be a change in the number of qualitying years to receive a full state pension - being reduced from 44 years to 30 years.  Does this mean I will still have national insurance deducted from my salary, or will I be able to stop paying it?<br/><br/><a href='http://kansieo.com'>Kansieo.com</a></div>
]]></content:encoded>
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		<title></title>
		<link>http://www.talkaboutretirement.net/uncategorized/977/</link>
		<comments>http://www.talkaboutretirement.net/uncategorized/977/#comments</comments>
		<pubDate>Sun, 07 Mar 2010 14:56:55 +0000</pubDate>
		<dc:creator>Advisor</dc:creator>
		
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.talkaboutretirement.net/uncategorized/977/</guid>
		<description><![CDATA[titleCramming Goes Green At Higher Learning Establishments/titleWay back in the last century it was black beauties. These days it&#8217;s the more dangerous methamphetamine. But those days are over. No more paying disgraceful prices to shady opportunists and ripping your body apart just to study for an exam. Presently there is a study aid that&#8217;s all [...]]]></description>
			<content:encoded><![CDATA[<p>titleCramming Goes Green At Higher Learning Establishments/titleWay back in the last century it was black beauties. These days it&#8217;s the more dangerous methamphetamine. But those days are over. No more paying disgraceful prices to shady opportunists and ripping your body apart just to study for an exam. Presently there is a study aid that&#8217;s all natural AND advantageous for you. You can get it affordably over the internet. And athletes in droves are purchasing it too!<br />
p<br />
Last spring and this summer university students across America have noticed a little known nutritional supplement that not only helps them study but also keeps them alert the next day for exams. Pure powdered Moringa leaf capsules are completely organic, entirely natural, and make available so many benefits that health food shops and pharmaceutical companies alike would rather no one knows about it.<br />
p<br />
A soccer player on the Texas A  M team requesting anonymity reported this, “I don’t tell anybody I’m taking Moringa capsules because I don’t want the other teams to get wind of it. It’s not so much that I get a flush in physical energy, it’s more like competition are won and lost on mental mistakes due to fatigue late in competitions. I’m just as sharp mentally and physically at the finish as I am at the start. Wouldn’t perform without it and now Moringa capsules have spread over to our football program.” By traveling to this a href=http://www.21stcenturyhgh.comHuman Growth Hormone/a website you can discover more facts.</p>
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		<item>
		<title>If you work for a company long enough to become vested, will you recieve a pension check when you retire?</title>
		<link>http://www.talkaboutretirement.net/personal-finance/if-you-work-for-a-company-long-enough-to-become-vested-will-you-recieve-a-pension-check-when-you-retire/</link>
		<comments>http://www.talkaboutretirement.net/personal-finance/if-you-work-for-a-company-long-enough-to-become-vested-will-you-recieve-a-pension-check-when-you-retire/#comments</comments>
		<pubDate>Sun, 07 Mar 2010 03:29:26 +0000</pubDate>
		<dc:creator>Dolores</dc:creator>
		
		<category><![CDATA[Personal Finance]]></category>

		<category><![CDATA[8 Years]]></category>

		<category><![CDATA[Pension Check]]></category>

		<category><![CDATA[Retirement]]></category>

		<guid isPermaLink="false">http://www.talkaboutretirement.net/personal-finance/if-you-work-for-a-company-long-enough-to-become-vested-will-you-recieve-a-pension-check-when-you-retire/</guid>
		<description><![CDATA[
cathysabala asked: I worked for a company long enough to become vested.  I have not worked for them in about 8 years.  I recieved a check of what I had contributed to my retirement when I left, when I didn&#8217;t roll it over to a new employer&#8217;s account.   Does this mean [...]]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/2010/02/pension34.jpg"><img src="/wp-content/uploads/2010/02/pension34.jpg" title='' alt='' /></a></div>
<div><em><strong>cathysabala</strong> asked: </em><br/><br/><br/>I worked for a company long enough to become vested.  I have not worked for them in about 8 years.  I recieved a check of what I had contributed to my retirement when I left, when I didn&#8217;t roll it over to a new employer&#8217;s account.   Does this mean I won&#8217;t recieve a pension from them?<br/><br/><a href='http://mycaffeinatedcontent.com'>Create a video blog</a></div>
]]></content:encoded>
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