Archive for the 'Personal Finance' Category

Do I have to count both my pension and my social security for a modification?

Saturday, April 24th, 2010
Motherbear Twelve asked:


I applied for a loan modification and was denied for having too much income. I do not even have to pay income tax, my income is that low.

Can I reapply with just my pension as income? It is my only taxable income, even though it is not high enough to have to file a return.

Caffeinated Content

Which is the best Pension Plan for Senior Citizens run by Insurance companies?

Friday, April 23rd, 2010
AKS asked:


My Parents aged 71 yrs and 60 yrs would like to invest in Pension Plan to get decent monthly amount as pension after certain years. Which plan they should opt for?

Caffeinated Content

Is a NJ police/fire deferred retirement pension taxed federally, if person moves out of counrty?

Thursday, April 22nd, 2010
Dutchcracksoldier asked:


and has NO more bank accounts, monies, property, investments, etc in the States. I know NJ state will not take anything out of pension check, but doesn’t something have to be taken out of pension check Federally? or not because I dont live in the States or have any monies etc at all.

pension

Pension funds status question concerning current stock market conditions. How safe are they?

Wednesday, April 21st, 2010
Guy E asked:


With everything else failing and being bailed out, I am wondering if the pension funds for retirees are safe as the stock market deteriorates, and if by chance any of the pension funds would fail, would they be bailed out by the government, to protect those of us who have no other means of income? Retired, and very, very worried. Serious and honest opinions please! Thank you all! God bless America!

Caffeinated Content - Members-Only Content for WordPress

How can an employee lose their pension, when a company goes bankrupt?

Wednesday, April 21st, 2010
bones50 asked:


Can a company do that even if the employees have a union? My brother-In-law has worked for a trucking company for nearly 10 years, and the company is going through bankruptcy, can they lose their pension. This does not seem fair. what are is your knowledge or advice?

Create a video blog…instantly.

Where do I find a list of companies that pay retirees their pension?

Sunday, April 18th, 2010
ladivonnent asked:


I need to combine a list of companies that pay retirees or their surviours their pension. I need to combine a list of companies in the US, as of right now.

Create a video blog

How do you find out the value of a pension?

Saturday, April 17th, 2010
Falling Snow asked:


My husband worked for a Teamsters Union for 24 years and is now back in the union. How can we find out what the value of his pension is?
The company he worked for filed for bankruptcy in 2003. So I could not contact them.

Website content

How do you findout who manages a pension fund?

Friday, April 16th, 2010
gossimer2005 asked:


I do not work for this company, but am doing research for an attorney. How do if I find out who manages a pension fund at a company? HR will not tell me since I am not an employee.This company has also since merged with another. Any help is greatly appreciated.
Sorry if I was unclear. I’m not looking to sue the fund or the manager. I just need to know who manages the plan.

Create a video blog…instantly.

Where can I find an online calculator to calculate the current value of a defined benefit pension?

Thursday, April 15th, 2010
dmiller812 asked:


Currently involved in a divorce and need to know the current value of a pension plan. The plan administrator can tell me how much was contributed, and what the future benefit will be.

Caffeinated Content - Members-Only Content for WordPress

Can a person in the army reserve retire from the army and collect a pension like the full active duty military

Wednesday, April 14th, 2010
stockmarketwiz21 asked:


My brother in law says he can, but I think hes an idiot (because he is one.) I know the regular army personal gets a pension after like 20 or 30 years (and they deserve it.) But he is in the reserves and thinks he can get the pension also. Can he?

Caffeinated Content