Archive for the 'Personal Finance' Category

Can my family lose medical insurance through the government if my husband cashes out his pension?

Wednesday, March 17th, 2010
Holly asked:


My husband lost his job and we’re down to nothing. I know it isn’t a good idea to cash out a pension but we have to feed the kids somehow. We’ve thought about cashing out his pension from his former employer but are worried the kids will lose medical insurance (medicaid) and the only job he has been able to find (his current job) is only part time so no medical insurance is offered. We live in Minnesota.

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Can I take a lump sum payout for my vested union pension if I had a uncurable diagnosiousof some sort?

Sunday, March 14th, 2010
excavator82 asked:


i have a pension , vested, and would like to know if i had a incurable conditon, if i could take a payout on my pension assuming i wont make it to collect.

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How do I find out if someone has a pension plan?

Saturday, March 13th, 2010
bevjack53 asked:


I am trying to help my father find out if he has a pension . He is 82 years old. Where do I start?

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Why did I have to contribute to the national pension and unemployment schemes in Japan?

Friday, March 12th, 2010
Doodlebug asked:


I was there on a working visa, which meant that if I became unemployed or retired, my visa would be invalid and I would have to leave. I understand paying tax - I did use some public services, walk/drive on well-lit roads etc. However, since I was ineligible to receive unemployment benefit or pension in Japan, why did I have to pay for these from my salary?
Shichido - I know it sounds like dodgy company dealings, but I wwas working for the Ministry of Education (contracted to the local Board of Education, in the Town Office) so I don’t think they were breaking the law.
Joriental - I might not mind so much paying for today’s older generation if I knew I could expect the same when I retire. The truth is, I’m enrolled on a private pension scheme and I expect very little from the British (not Japanese) government once I’m old enough to retire. As for paying for Japanese pensioners - why should I, when I’m not Japanese and the terms under which I was in Japan would not have allowed me to retire and claim a pension there? That’s not wa or social responsibility, it’s exploitation.

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What is bettter, work for a company with higher pay w/o pension plan. or stay where I am at?

Thursday, March 11th, 2010
randyxd asked:


I have been offered a job for much higher pay, but they do not have a pension plan like my present company does. Both have 401K

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Can we use IRA funds to buy back pension for city government?

Monday, March 8th, 2010
Bonny asked:


We have an IRA with sizable sum in it. Currently, my husband is buying back several years worth of his pension since he did not initially enroll in when hired. It is costing us almost $500 a month for the buy back, plus another $500 for the regular pension deduction. We still owe $20K to the buy back. Can we transfer money from our IRA to the pension to pay off the buy back without paying taxes on it?

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You belong to an unusual pension plan because your retirement payments will continue forever (and will go to y?

Monday, March 8th, 2010
Michael K asked:


You belong to an unusual pension plan because your retirement payments will continue forever (and will go to your descendants after you die). If you will receive $30,000 per year at the end of each year starting 25 years from now, what is the present value of your retirement plan if the discount rate is 5.5%?

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What is the name address and phone number for Laborers local 75 pension fund?

Monday, March 8th, 2010
Rocker1 asked:


Local 75 is in Joliet IL, I need to contact thier pension fund.

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How many years paying class 1 national insurance to get state pension?

Sunday, March 7th, 2010
zak asked:


I have paid over 30 years of class 1 national insurance contributions (nics) and have heard that there is going to be a change in the number of qualitying years to receive a full state pension - being reduced from 44 years to 30 years. Does this mean I will still have national insurance deducted from my salary, or will I be able to stop paying it?

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If you work for a company long enough to become vested, will you recieve a pension check when you retire?

Saturday, March 6th, 2010
cathysabala asked:


I worked for a company long enough to become vested. I have not worked for them in about 8 years. I recieved a check of what I had contributed to my retirement when I left, when I didn’t roll it over to a new employer’s account. Does this mean I won’t recieve a pension from them?

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